Changes are afoot, these changes could be huge and could impact us greatly.
The husband wants to take a risk. I don't. I want security and the knowledge that the mortgage will be paid every month with money to spare. We are bickering about what to do. He says I'm negative. I don't see much to be positive about though.
I have my dreams but I'm also realistic. Maybe I'm too serious. Maybe I'm too boring. Maybe life is too short and one day I will look back and regret not trying something new. Maybe in ten years time I will look back and think 'Why the hell did we do that?'
I have a headache thinking about it.
Crystal Ball anyone?
Don't think I can be of much help - I would tend towards your thinking and want security. I'm not much of a risk taker but I often wonder what life would be like if I was more willing to take risks. It's hard when you have kids involved too though. Good luck! :)
ReplyDeleteYes, it is the children that stops me taking risks. I should have done so much more in my twenties.
DeleteThe thing with risks is they are always risky. The problem with not taking risks is your never know.
ReplyDeleteI do take risks, not all have paid off but whatever I learnt from them and will use that for my future.
Funnily one of my friends husbands gave up his job to do a Uni degree. When they said to me about it I said 'Brilliant good for you' my friends said what are you one on about our mortgage will be on hold for three years, we will be skint etc etc.
Now has good job and most importantly happy. My friend is now about to do Uni degree, I laughed at her and reminded her about what she said about her husband and the risk and stresses. Of course she had forgotten all about it!!! xxx
Not all risks pay off, you need to be reasonably happy with it but 10 years on wondering what if you had taken the risk because you didn't well...
Crystal ball would be great but let's face it a pro and con weighing machine would be just as good!!! xxxx
OH has the degree and the PhD and a decent job....he wants to do something completely different now! I am very scared.
DeleteYes I kind of got that impression. But the same with my friends they took a risk of losing their house or wasting 3 years getting to change career and being 3 years behind on paying the mortgage what they would be but... He already had a decent and stable job but was well bored.
DeleteThough have to admit it is tough times out there and the safety of a safe salary is comforting but also *waits to be hit* see if your maybe bored or really want to do something else then the risk your husband wants to take I understand that too.
But also know it is horrible to feel unstable too, I look at it as, what is the worse that can happen, what is the best that can happen. Then mull it over for a while go back ask yourselves the same questions.
Still least you have saved on moving that tree in your front garden ;-) xxx
That mortgage one is a killer - everything else you can live without or make do but I agree with you and I'd never risk losing our home. I feel that I'd never have the wherewithall to buy into the property market again and would end up renting all my life (and rent never ends). Is there a way round it? Could you rent out your house and move into something smaller and cheaper until you see if the new venture is likely to succeed?
ReplyDeleteBtw - I like your new layout but I do miss the toffee slice.
ReplyDeleteThanks for your comment, we can't much smaller house wise! Oh, the millionaires shortbread is over on the left now!
DeleteI see it *drools* I forgot to say that I wish you luck for whatever decision you make and sorry if I was a tad too negative.
DeleteSometimes risks work out well though!! I should know! Good luck with what you decide (:
ReplyDeleteGood luck making your decision, it is so hard to know what to do for the best. Sometimes a calculated risk can be just what you need! Mich x
ReplyDeleteOh blimey, that's a knotty one. The only thing I would say is always make sure that there is some money coming in regularly from a secure source and have a cushion to fall back on. Otherwise... you only live once. (Really sorry for the boring obvious cliche x)
ReplyDeleteOH would like to run his own business and buy into a restaurant. I'm not adverse to the idea although its not my dream but I have said the house is offlimits. Which makes it pretty difficult to get a loan/finance....on the other hand I know he is not entirely happy and know what it feels like to feel utterly trapped by a well paid job - so what to do? No help I'm afraid! Good luck.
ReplyDeleteI had similar feelings before we upped sticks and moved to China almost four years ago. It was scary, crazy and totally exciting. It took a leap of faith but I'm so glad we did it. I didn't enjoy it all of the time but looking back now that we're home again it gave us so much from memories to learning experiences to our beautiful daughter. Would I have done it with a child? Probably not. Good luck my dear, whatever decision you make x
ReplyDeleteTake a (calculated) risk Viv! That's what life is all about! ;-)
ReplyDelete