So back to me falling in love again - with my house, or more importantly my home. The idea of going back to work has got me on the moving house train of thought again.
"We could get a house with a fourth bedroom - a spare room / office space we will need for all my teaching paraphernalia and a space to plan"
"We could get a house with a driveway!"
"We could move to 'the village'!"
A crammed area in the corner of the dining room/family area/kitchen space - cosy!
I did the sensible thing and thought about finances and went online on a scary mortgage calculator. The interesting bit is the How much can you borrow? element. I furiously started typing in figures. Just my husband's salary = we'd be lucky to buy the house we are in now. The fun started though when I typed in a full time teaching salary alongside my husband's - good grief, I cannot believe the banks are still willing to loan THAT amount of money! Wow, we could move to the village into a 4 bed house with a garage - how exciting would that be? But then I checked the monthly payments. That's where the excitement stopped - yes, we could move but most of my salary would cover the mortgage, just the mortgage - nothing else. If I had to stop work for whatever reason we would be stuffed. We live where we are currently with just my husband working and just about cover the rest of the outgoings every month. However, if I get back to work and stay put we could 'live' a bit more - actually have a proper holiday with the children in the summer beyond a few nights in the tent. We could run a second car again. Be happier with ourselves. Be grateful for the fact we can even afford a house however modest or compact. And my workspace? I have a solution - we have a long garden and I've thought about a little home office at the bottom!
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